Last updated: May 26 2025
Welcome to Achoupe. These Terms of Use govern your access to and use of achoupe.com, including any content, functionality, calculators, tools, and services offered on or through the site. By accessing or using the Site, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, please do not use the Site.
1. Eligibility
You must be at least 18 years old (or the age of majority in your jurisdiction, if higher) and possess the legal capacity to enter into a binding contract. By using the Site, you represent and warrant that you satisfy these requirements.
2. No Financial, Legal, or Tax Advice
All information on the Site is provided solely for educational and general-information purposes. Achoupe is not a bank, lender, credit-card issuer, registered investment adviser, broker-dealer, lawyer, or tax professional. Nothing on the Site constitutes—or should be relied upon as—financial, legal, tax, or investment advice. Any decisions you make based on the information available on the Site are made entirely at your own risk.
3. Compensation & Affiliate Disclosure
Achoupe may receive compensation from third-party lenders, credit-card issuers, or other partners when you click links, apply for products, or are approved for offers. Such compensation does not influence our editorial content, rankings, or reviews, which remain independent and objective. Partner relationships may affect how and where offers appear on the Site; not all financial products or companies are represented.
4. Rates, Terms, and Accuracy
Rates, fees, and terms displayed on the Site are provided by third parties and are subject to change without notice. While we strive for accuracy, we do not guarantee that any rate, APR, or term listed on the Site is the exact rate, APR, or term you will receive. Always verify product details directly with the provider before applying.
5. User Obligations
By using the Site, you agree to:
- Provide accurate, current, and complete information when prompted.
- Maintain the confidentiality of any account credentials and accept responsibility for all activities under your account.
- Use the Site only for lawful purposes and in compliance with these Terms and all applicable laws and regulations.
- Refrain from uploading malicious code, violating third-party rights, scraping data, or interfering with the Site’s operation.
6. Intellectual Property
Except where otherwise noted, the Site and all content—including text, graphics, logos, images, software, and interactive tools—are the property of Achoupe or its licensors and are protected by intellectual-property laws. You may view or download content for personal, non-commercial use only. Any other use (including reproduction, distribution, modification, or public display) requires our prior written consent.
7. Paid Services and Subscriptions
If you purchase any premium service or subscription, you agree to pay the applicable fees and taxes and to abide by our billing policies. Fees are non-refundable except where required by law or expressly stated otherwise. We reserve the right to change prices with reasonable notice.
8. Third-Party Content and Links
The Site may display content provided by third parties or contain links to third-party websites. Achoupe does not control or endorse third-party content and is not responsible for it. Your dealings with third-party sites are solely between you and such third parties.
9. Disclaimer of Warranties
THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. ACHOUPE DISCLAIMS ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE. ACHOUPE DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.
10. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, ACHOUPE AND ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION) ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL ACHOUPE’S TOTAL LIABILITY EXCEED THE GREATER OF ONE HUNDRED U.S. DOLLARS (US $100) OR THE AMOUNT YOU PAID TO US IN THE 12 MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
11. Indemnification
You agree to defend, indemnify, and hold harmless Achoupe and its affiliates, directors, employees, and agents from and against all claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your use of the Site; (b) your breach of these Terms; or (c) your violation of any law or the rights of a third party.
12. Changes to the Terms
We may update these Terms at any time in our sole discretion. When we do, we will revise the “Last updated” date at the top of this page. Changes take effect when posted. Your continued use of the Site after we post changes constitutes acceptance of the revised Terms.
13. Termination
We may suspend or terminate your access to the Site, in whole or in part, at any time and for any reason, without prior notice. Upon termination, Sections 2–3 and 6–15 will survive.
14. Miscellaneous
If any provision of these Terms is held invalid or unenforceable, that provision will be severed and the remaining provisions will remain in full force and effect. Our failure to enforce any right or provision will not constitute a waiver. These Terms, together with our Privacy Policy and any additional policies posted on the Site, constitute the entire agreement between you and Achoupe regarding the Site.
15. Contact
Questions about these Terms or the Site? Reach us via our contact page.
By accessing or using the Site, you confirm that you have read, understood, and agree to be bound by these Terms of Use.